Capital Grower LLC - CLIENT AGREEMENT

1. Agreement Overview

This Client Agreement ("Agreement") governs the relationship between Capital Grower LLC and the client. By engaging with our services, you acknowledge and agree to the terms outlined in this document.

2. Services Provided

Capital Grower provides financial advisory, investment management, financial planning, loan assistance, insurance guidance, and wealth management services tailored to individual and business needs.

3. Client Responsibilities

The client agrees to provide accurate, complete, and up-to-date information. Clients are responsible for reviewing all financial recommendations and making informed decisions based on their personal financial goals.

4. Risk Disclosure

All financial investments and strategies carry inherent risks. Market conditions may fluctuate, and past performance is not indicative of future results. Clients acknowledge and accept these risks before proceeding.

5. Fees & Charges

Fees for services may vary depending on the scope of work and service package. All applicable charges will be communicated transparently before engagement.

6. Confidentiality

We are committed to maintaining the confidentiality of your personal and financial information. Data is protected using industry-standard security measures and is not shared without consent.

7. Limitation of Liability

Capital Grower LLC shall not be held liable for indirect, incidental, or consequential damages arising from the use of our services or financial decisions made by the client.

8. Amendments

We reserve the right to update or modify this agreement at any time. Clients will be notified of significant changes, and continued use of our services implies acceptance of the updated terms.

9. Governing Law

This Agreement shall be governed by and interpreted in accordance with applicable financial regulations and laws of the governing jurisdiction.

Last Updated: 2026

Capital Grower LLC - PRIVACY NOTICE

Effective Date: 2026

1. Introduction

Capital Grower LLC is committed to protecting your privacy and ensuring the security of your personal and financial information.

2. Information We Collect

We may collect personal details such as your name, email address, phone number, financial information, and usage data when you interact with our services, website, or support team.

3. How We Use Your Information

Your information is used to provide financial services, improve our offerings, process transactions, communicate updates, and ensure regulatory compliance.

4. Data Protection & Security

We implement advanced security measures including encryption, secure servers, and restricted access controls to protect your data from unauthorized access, alteration, or disclosure.

5. Information Sharing

We do not sell your personal data. Information may only be shared with trusted third parties when required for service delivery, legal obligations, or regulatory compliance.

6. Cookies & Tracking

We use cookies and similar technologies to enhance user experience, analyze website traffic, and improve our services. You may control cookie preferences through your browser settings.

7. Your Rights

You have the right to access, update, or request deletion of your personal data. You may also opt out of certain communications at any time.

8. Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in this notice or as required by applicable laws and regulations.

9. Changes to This Policy

We may update this Privacy Notice periodically. Any changes will be posted here, and continued use of our services indicates acceptance of the updated policy.

Last Updated: 2026